CONSUMER CREDIT FILE RIGHTS 

  • You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

  • You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.
     

  • You have the right to cancel your contract with any credit repair organization for any reason within five business days from the date you signed it.

  • Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

  • You may, on your own, notify a credit bureau in writing that you dispute thUe accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

  • If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

INVESTOR FUNDING NETWORK DISCLOSURES

  • Our services include assisting you in disputing inaccuracies, misstatements, misleading or unverifiable information and other incorrect information reported on your credit reports.

 

  • We shall provide services with no upfront fees, no startup fees, no monthly fees.

 

  • Investor Funding Network does not offer credit to consumers or lend money.

  • You, the buyer, may cancel this contract at any time before midnight of the fifth day after the date of the transaction. See the attached notice of cancellation form for an explanation of this right.

  • Items to be updated or deleted from each credit (bureau) file include inaccurate or unverifiable account.   Said accounts may be Collections, Charge-offs, Repossessions, Medical Bills, Late Payments, Foreclosures, Bankruptcies, and Judgments.

 

  • Fees are earned as each deletion occurs.

  • As the particular issues involved in each individual case vary from case to case, we cannot guarantee a specific outcome or accurately predict how long it will take. As such, the dispute process may take more or less than twelve months. On average, clients remain active for 6 to 8 months, although for each individual case, this average can be reduced or extended based upon the promptness of the client to forward necessary information and upon the number and circumstances of the issues being disputed on the individual's credit report. 

  • The total amount charged to you will depend on how many items on your credit report(s) you choose to have us correct or have investigated. We charge you after an item is deleted/corrected. This payment covers all of the work fully and completely rendered.  

 

  • Consumers should be aware that non-profit credit counseling services are available which provide a range of financial and money management services. Additional information is available at the Federal Trade Commission website.

 

  • YOU HAVE NO OBLIGATION TO PAY ANY FEES OR CHARGES UNTIL ALL SERVICES HAVE BEEN PERFORMED COMPLETELY FOR YOU, UNLESS YOU ENTER INTO A SUBSCRIPTION AGREEMENT REQUIRING PERIODIC PAYMENTS IN CONSIDERATION FOR ONGOING SERVICES

  • We charge per delete only AFTER each delete occurs of the delete(s) that you have asked us to delete. Fee(s) are earned as each delete occurs.

  • A fee is generated for the deletion or repair of an item. A deletion is defined as a negative item being removed from any bureau for any reason during our service. A repair or correction is defined as an item in negative status being changed to positive status

NOTICE OF CANCELLATION

You may cancel contract with Investor Funding Network, LLC without any penalty or obligation, within 5 days from the date the contract is signed.  If you cancel any payment made by you under this contract, it will be returned within 10 days following receipt by Investor Funding Network, LLC of your cancellation notice.

To cancel this contract, mail or deliver a signed dated copy of this cancellation notice, or any other written notice to:

Investor Funding Network, LLC

4619 41st Street, Suite #200B

Washington DC 20016

 

I hereby cancel this transaction effective __________________________
 

___________________________

(Client's signature)

 

 

You may also send this notification by email to info@investorfundingnetwork.com